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Should I exchange for Euros before I get to Paris?

New York City, New...
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Should I exchange for Euros before I get to Paris?

I am coming to Paris in a couple weeks and wondering if it is easier or financially smarter to exchange dollars for euros before I come to Paris or just do it once we are in Paris. Thanks, Joe

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1. Re: Should I exchange for Euros before I get to Paris?

It is financially smarter to take a debit card and get euros out of ATMs as you need them.

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2. Re: Should I exchange for Euros before I get to Paris?

Let your bank and credit card issuer(s) know you will be travelling outside the US before you leave. Check with your bank what charges they will levy on withdrawals while you are in France. You might want to have your daily withdrawal limit temporarily increased to minimize the impact of any such charges. You will be subject to the standard 1% currency conversion fee plus whatever additional percentage your bank levies plus a fee for out of network ATM use. This will still be significantly less than the cost of exchanging $$ for €uros whether you do it here or there. If you have a BoA account and use BNP Paribas ATMs in Paris BoA will waive the withdrawal fee.

You might want to buy about €100 to get you from the airport to your hotel so you do not have to look for an ATM at CDG the moment you land.

3. Re: Should I exchange for Euros before I get to Paris?

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