I know what my bank charges for the privilege of using my debit card in Europe (3% + $5 per withdrawal - yikes!). If I use an ATM in Paris to withdraw money with my debit card, will the foreign bank also charge a flat withdrawal fee or a percentage on top of that? And does it vary between banks?
Will the exchange rate be that day's market rate? I assume yes.
Several posts suggest funds may not be available to withdraw from an ATM if your bank is "off line" for the night. I'm thinking that's completely wrong -- I can withdraw cash here in the US when the bank is closed. Assuming it's the same in France?